These terms describe the use and limitations of the free Snowball Path planning calculator.

Nature of the service

The service produces mathematical estimates from assumptions entered by the user. It is not a financial product, investment adviser, broker, bank, tax adviser, legal adviser or pension service, and it does not promise any return or outcome.

Your responsibility

You are responsible for reviewing inputs and assumptions. Before making an investment, borrowing, insurance or retirement decision, consult current official information and an appropriately qualified professional in your jurisdiction.

Limits of the estimate

Market returns and inflation vary and losses can occur. The model excludes taxes, fees, volatility, pensions, insurance costs, loan interest, asset liquidity, currency movements and country-specific laws. Selecting a currency changes the unit label only and performs no exchange-rate conversion.

Prohibited use

• Interfering with operation of the service or sending abusive automated traffic.
• Using the service for unlawful activity or to violate another person’s rights.
• Presenting an estimate as an official result from a financial institution or public authority.

Changes and availability

Features and assumptions may change to improve calculation quality, security or operation. The service may also be interrupted. Material changes will be described on the service or in the relevant policy.

Advertising

Advertising may appear in the future. An advertisement is supplied by a third party and is not an endorsement of a financial product. Advertising does not change the calculator result or the order in which results appear.